February 18, 2010
Friendly Mortgage Company
123 Main Street
San Francisco, CA 94108
RE: Loan Number 14365-3324
345 Anywhere Street
San Francisco, CA 94115
I am writing to ask for your assistance. On November 15th of last year, while at work on my job with Heavy Construction Company, I fell and broke my leg. Since that date I have been unable to work and have incurred additional medical bills not covered by insurance. It is for this reason that I have not made my December and January payments. I have enclosed an accident report from my company verifying the date of my injury. I’ve also attached a letter from my doctor indicating that I will be able to return to work on May 1st.
I need your help in order to keep my home from foreclosure. I would like to make1/2 payments for the next 4 months. Beginning with June, I would like to make a full payment and 1/4 of the missed payments until such time as I am completely current. This should take me about 8 months to get back on track. I do not anticipate having any difficulty returning to work in May. I have been with this company for 11 years and anticipate retiring with them in the future.
I am working with a financial counselor from the CCCS Housing Education Program. I have prepared a budget, which I’ve enclosed for your review. You can see that with your assistance, I will be able to make it financially until I return to work full-time.
My telephone number is (415) 788-9123 and the best time of the day to reach me is between 2pm and 5pm each afternoon. If there is any additional information that I might provide, please let me know immediatly.
Thank you very much for your consideration and assistance in helping me save my home from foreclosure.
John Q. Public