Workshop Descriptions
Affordable Housing Options for First Time Home Buyers
Find out about federal, state and local programs designed to assist low to moderate income families with purchasing a home.
Credit Reports for First-Time Home Buyers
Learn everything first-time home buyers need to know about credit reports including what mortgage lenders look for, how to correct inaccurate information, how to improve your credit report so you can buy a house. Also, learn about special loan programs for people who have "less-than-perfect" credit.
First-Time Home Buyers: The Basics
Learn how to buy a home, how much you can afford, how to qualify for a mortgage loan, how your credit report affects your ability to borrow, and more.
How to Avoid the Mortgage Crisis!
Are you having difficulty understanding your mortgage? Are you considering a refinance into a more sustainable product? Are you facing difficulties making your payment? What are your options? Attend this FREE and timely workshop dedicated to helping consumers “solve the mortgage mystery” and understand their options to preserve the American Dream.
How to Keep Your House Out of Foreclosure
Do you know what to do when you can't make your mortgage payments? Do you know how to contact the lender and ask for a loan modification? Did you know that lenders will sometime reduce or suspend mortgage payments? Come to this informative workshop and learn how to protect your largest asset – your home.
Money Management for First-Time Home Buyers
Planning is the key to a successful transition from renting to homeownership. This workshop is designed to offer a practical approach to managing your money before and after you become a homeowner.
Mortgage Financing for Current Homeowners
"Should you refinance your mortgage?" is a question a homeowner may ask, but neglect to recognize all of their financing options. This workshop will introduce the differences among a Refinance, Home Equity Loan, Home Equity Line and a 2nd Mortgage.
Open Forum for First-Time Home Buyers
Roundtable discussion on issues facing first-time home buyers. The program will be hosted by CCCS' Director of Housing and will consist entirely of questions from the audience. Come early, bring your questions, and join other prospective buyers looking for answers.
Predatory Lending: How to Avoid Disaster
Learn how to spot a bad loan and predatory practices in the pre-ownership and refinance stages of the mortgage loan process. Gain information on local and national anti-predatory lending campaigns and learn what help may be available.
Understanding the Mortgage Loan Process
Learn the types of loans available, how the underwriting process works, the meaning of federal and state disclosures, and what to do if your loan is denied. |
